Thursday, December 12, 2013

Lois Pointe And Cottages Of Lois Pointe By Pritchard Brothers In Smyrna GA

This Smyrna GA neighborhoods of Lois Pointe and Cottages At Lois Pointe is located in Cobb County GA 30080 just off of South Cobb Drive SE between Cumberland Pkwy. SE and 285. Homes are built and the community is developed by Pritchard Brothers.


The average list price for a home in Lois Pointe ranges between $336,600 to $600,000. Most of the homes built between 2002 to 2013 in the community. Homes in the neighborhood have from 3 to 7 bedrooms & 2.5 to 5 bathrooms. Home designs range from European, Craftsman to Modern in style.



The median sales price for a house, at time of post, is $449,771.00 and the average total list days on market is 123, at time of post.

The Community Schools At Time Of Post

Elem : Nickajack
Middle: Campbell
High : Campbell


Neighborhood streets include Lois Pointe S.E., and Lois Street S.E.

HOA fees-(Home Owner Association), at time of post, are $1,356.00 a year with an initiation fee of $500.00. This is not a swim or tennis community.


Directions: 285W to S. Cobb Dr- North on S. Cobb 3 miles to Right on Lois St. Lois Pointe is on Right.

For more information on this community or others around North Atlanta, be sure to visit our Real Estate website "HomeFinder" page at www.NorthAtlantaHomeTeam.com. Enjoy!

Saturday, November 16, 2013

Rivers Call Atlanta Luxury Estate Living Near Vinings

The Luxury Estate Community of River Fall At Wildwood is located in the City of Atlanta, Cobb County GA 30339. Resting just West of the Chattahoochee, this lovely neighborhood has 108 European Custom Built homes in a community established back in the early 2000's. Many of the homes are boardered by the National Forest and the community is surrounded on three sides by the beauty of the Chattahoochee River National Recreation Area.

The list price range for an estate home in River Call is between $600,000 to $2,595,00. Most homes built between 2002 to 2013+. Most homes have between 4 to 7 bedrooms & 3 to 7 full and 2 half bathrooms. Custom estate Builders include S R Homes and John Willis and homes built in the Craftsman, French European Estate style.

Homes & Real Estate For Sale In Rivers Call at Wildwood

More Luxury Estate Homes For Sale In Cobb County


The median selling price for a home, at time of post, is just over 1 million. The average total list days on market is 289, at time of post.Located on Wildwood Parkway at the intersection of Windy Hill Road and Power's Ferry Road, well known as the "Platinum Triangle."

The Neighborhood Schools At Time Of Post

Elementary: Brumby
Middle: East Cobb
High: Wheeler

Home Owner Association (H.O.A.) fees, at time of post, are $2,500.00 a year with an initiation fee of $1,200.00 and includes a coach house entrance that is manned by a security guard, club house, a swimming pool with a stone bathhouse tucked away, a gathering park, brick sidewalks and access to the Chatahoochee National Recreation Area.

Streets in the community include Gatestone Way, High Trail, Rivers Call Blvd.

Location: Located just North of Vinings off Powers Ferry road in the Wildwood area, it is easily accessible to I-75, I-285, Hartsfield Jackson International Airport, and Atlanta's leading business areas of Buckhead, Perimeter and Galleria as well as downtown.

Monday, November 4, 2013

Estates At Wiley Bridge Woodstock GA Homes In Craftsman & Traditional Style

The Estates at Wiley Bridge is a subdivision located in the City of Woodstock,
Cherokee County GA 30188.

The list price range for a home in Estates At Wiley Bridge is between $349,600 to $649,000. Most homes built between 2000 to 2001. Most homes have between 4 to 6 bedrooms & 3.5 to 5 bathrooms.

Homes & Real Estate For Sale In The Estates At Wiley Bridge

More Real Estate Homes For Sale In Woodstock Built 2000 to New

The median selling price for a home, at time of post, is $419,918.00. The average total list days on market is 145, at time of post.

The Neighborhood Schools At Time Of Post

Elementary: Arnold Mill
Middle: Mill Creek
High: River Ridge

Home Owner Association (H.O.A.) fees, at time of post, are $150.00 a year. This is not, at time of post, a swim or tennis community.

Streets in the community include Estates Ave., Carrington Estates Ct., Huntington Estates Manor, Kensington Estates Trace

Location: Take GA 400 N to exit 7B-West on Holcomb Bridge Rd. Right on King Rd. Left on Cox Rd. Left on Wiley Bridge Rd. LT into Subdivision OR I575N to exit 7. RT on Hwy 92. LT on Wiley Bridge. RT into Neighborhood.

Wednesday, October 30, 2013

What Is The Difference Between A Mortgage Broker And A Banker???

People often ask us what the difference is between a Mortgage broker and a banker. I, Max Kallos, thought it would be helpful to differentiate.

Bank – a bank is a direct lending institution and funds its own loans. In layman’s terms the bank is the one lending the money…it is their money. The bank directly underwrites and approves loans and then sends their money to the closing attorneys office for your closing.

Broker – a broker doesn’t work for a bank however has relationships (legal contracts) with multiple banks OR lending institutions. Our company, for example, has relationships with about 20 banks/lending institutions. Some of these relationships are with banks you’ve heard of like Suntrust, 5th 3rd, etc. And some are with smaller privately held companies you may not have heard of. The banks solicit us. They want us sending them loans. As we are not bank employees they are not paying us a salary or benefits, they aren’t renting us office space, etc. For the banks there is no overhead. If we send them business it is almost all profit margin. These banks still underwrite the loans and send their money to closing. The main difference here is the money AND the underwriting is not ours (the Broker).


So why use a broker if we’re just going back to banks anyway? And is there an added “middle man” fee to use a broker? Here's a great reason to use a broker…we have access to multiple banks. Just because Suntrust rates are the best at 10 AM doesn’t mean they’ll be the best at 2 PM. We have the ability to shop multiple banks and use the banks that price right AND can close loans on time. Both of those items are key when buying a new home. What about the “middle man” fee? It’s actually quite the opposite! Most banks actually give us BETTER fees and rates than their in-house employees! Why? Because we’re not employees! There’s no overhead. No office space, salaries, health benefits, etc.

A good broker closes loans on time AND has great pricing! Always get a quote to be competitive and ask questions!

Max A Kallos
404-277-5884 phone
678-298-8947 fax
mkallos@mylhm.com OR max@maxkallos.com

Recognized in ‘Atlanta’ Magazine as a Five Star Mortgage Professional endorsed by Emmy winning consumer advocate Dale Cardwell!

Tuesday, October 8, 2013

Dekalb County Chamblee High School-Real Estate, SAT Scores And More...

Chamblee High School is located in the City of Chamblee, Dekalb County Georgia 30341 on 3688 Chamblee-Dunwoody Rd. At time of post the school has a student body of 1512 from ninth to twelfth grades. The schools mascot is a Bulldog and their colors are blue and gold.

The School has been a Charter School since 2001.
Check out this resource to see the 2009 to 2014 Charter Info. As of SAT 2012 test scores, Chamblee High School ranked as the number 1 high school in Dekalb County with a score of 1609.
This school district remains to be a highly sought after district to live in.

Homes For Sale In Chamblee High School District

Townhomes, Condos, Land For Sale In Chamblee High School District


The Chamblee Charter High School Magnet Program for High Achievers is designed to challenge students who benefit from a fast paced and challenging environment.

More About The Dekalb County Magnet Program

The School has been going through make-overs and new construction for some time now. Here is a great resource to stay on top of the updates. 2014 is the target date for the year in which the latest phase is completed.

Chamblee Charter High School Construction Website Page


In case you are new to the area, and not sure what school your child will attend in Dekalb County,
use this great tool:

What school will my child attend in DeKalb County?

Sunday, September 29, 2013

New Construction In Avington By Chafin Communities

The Enclave At Avington is a Chafin Communities Built Community and located in the City of Cumming, Forsyth County GA 30041. These new homes are 2 stroy traditional brick and stone homes with 4 to 5 bedrooms. Some of the homes have basements and some are on a slab.

Floorplans
Mathis
Windermere

The list price range for a home in Avington is between $342,987 to $387,952. Most homes built in 2013+. Most homes have 5 bedrooms & 4 full bathrooms.

Homes & Real Estate For Sale In The Enclave At Avington

More Real Estate Homes For Sale In 30041

The median selling price for a home, at time of post, is $336,787.00. The average total list days on market is 59, at time of post.

The Neighborhood Schools At Time Of Post

Elementary: Brookwood
Middle: South Forsyth
High: Lambert


Home Owner Association (H.O.A.) fees, at time of post, are $1,050.00 a year and include Community swimming pool and Tennis Community with Cabana, Playground, Dog Area and Soccer Field.

Streets in the community include Kissell Drive and Old Kissell Ct.

Location: From GA 400 North Exit 13 to right (South) on Peachtree Pkwy. Hwy 141- left onto Brookwood (Brookwood Market Center) go 1/4 mile and left into Avington.

Wednesday, September 11, 2013

Mortgage Broker Question-Part Time Income...Can We Use It?

Part Time Income…can we use it?

Mortgage brokers get that question a lot.

Can a borrower use part time income? There are several rules that pertain to this.


Scenario 1: You have 1 part time job.
In general banks do not like this scenario. BUT…If you have had the same part time job for 2+ years and the income is stable some banks will look at your overall credit file and may make an exception to use this income. IE if you have lots of money saved up as reserves and an excellent credit score.

Scenario 2: You have a full time job AND a part time job.
Banks will use your part time income in addition to your full time income ONLY if you have worked both jobs for 2+ years. Meaning for the past 2 years you’ve worked full time AND part time jobs at the same time. You can have switched part time and/or full time employers but the banks want to see that you can manage working 2 jobs for 2+ years.

So how is part time income calculated?

In most cases the banks will require a Verification Of Employment from your employer that details your last 2 year work history. Hours worked, pay scale, etc. Typically your total income will be averaged over 2 years. So if you made $20K part time in 2011 and $30K part time in 2012 the bank would say you average $25K a year in part time income. The exception to this rule is declining income. Meaning you made $30K part time in 2011 and $20K part time in 2012. In this scenario the bank would at most allot $20K a year for the part time income. If they see a continuing pattern of declining income via year to date pay stubs for 2013 for example…they may not allow ANY part time income or they may use the lowest number available to them (in this scenario they would average your 2013 income over 12 months).

Always talk to your mortgage professional if you are working part time before making an offer.
Feel free to contact Max Kallos at Liberty Home Mortgages with any mortgage related questions.

Sunday, August 11, 2013

Interested In Selling-?-5 Tips For Selling Your Home

As Remax Real Estate agents, we are often ask many things about buying and selling homes but the most often asked question is the following:

What Are The Most Most Important Five Tips For Preparing A Home For Sale?
Preparing your home for sale can seem daunting, but these five tips will help you get the best price in the least amount of time.

For a Remax "What Your Home Is Worth" resource,
simply visit: www.GetYourHomesValue.com.

1.) Organizing and cleaning is crucial when prepping a home for sale. Potential home buyers have a more positive
reaction to homes that are clutter-free and give them the feeling that the home is “move-in ready.”

2.) Pre-sale home inspection can inform you of any trouble areas within your home that can stand out to potential buyers.
An inspection can also help you make any repairs necessary before future open houses.

3.) Determine replacement estimates before listing your home, even if you are not planning on making the replacements
yourself. This information can help buyers to make informed decisions.

4). Have your warranties ready – especially for all those home appliances that will stay within the home after the sale.

5.) Curb appeal is a crucial factor because it determines first impressions. A negative first impression can cloud their
entire opinion about the home.

Call or email if you are interested in speaking with us about listing your home or helping you find your next dream home. We look forward to hearing from you.

Thursday, May 9, 2013

Castille Estate Alpharetta Neighborhood By Wilson Parker Homes-Almost Complete!

Castille is a gated estate neighborhood of homes built by Wilson Parker Homes and located in the City of Alpharetta, Forsyth County GA. 30004 just off of Campground Rd. At time of post new construction is about completed.

The homes in Castille have large wooded lots, brick and stone fronts, and optional front porches. Castille homes designs include keeping rooms, sun rooms and 3 car garages and Gourmet Kitchens with Stainless Steel appliances.There are approximately 15 acres of undisturbed community green space in this 42 Estate home community.

The average list price for a home in Castille is between $293.860 to $639,900. Most homes built between 2008 to 2013. The original builders were built by Eastbrooke Homes and Hollenbeck Homes. Most homes have between 4 to 6 bedrooms & 4 to 4 bathrooms.

Homes & Real Estate For Sale In Castille

More Real Estate Homes For Sale In City of Alpharetta-Forsyth County GA


Schools At Time Of Post

Elem: Sawnee
Middle: Liberty-Forsyth
High: West Forsyth

Home Owner Association fees, at time of post, are $500.00 a year. Streets in the community include Plaza Drive, Orleans Court, Tivoli Way and Candide Ct.

Directions
: From GA 400. Exit 12B West McFarland Pkwy. Go 2.5 miles and turn Right on Atlanta Hwy. Go 2.2 miles and turn Left on Post Rd. Travel 3.8 miles and turn Left onto Drew Campground. Castille is approx 2 miles on the right

Tuesday, April 16, 2013

Views At Peachtree Corners Townhomes Near The Forum

Traditional Pulte Built Townhomes In
Views At Peachtree Corners

Living here you will be convenient to shopping in Norcross Peachtree Corners Plaza
"The Forum At Peachtree Parkway".

Location and Directions are I 285 to Peachtree Ind Blvd N. Exit to Jimmy Carter left to the Complex will be on the left before Peachtree Corners circle.

Townhomes For Sale In Views At Peachtree Corners

Find similar condos and townhomes for sale:
More Norcross GA Townhomes For Sale



Schools At Time Of Post

Elementary: Peachtree
Middle: Pinckneyville
High: Norcross


What is the average price range?

The average list price for a property in Views At Peachtree Corners is between $97,000 to $194,900. There appears to be units that have between 3 to 4 bedrooms and 2.5 to 2 full and 2 half bathrooms. The average selling price, at time of post, is $121,813.00.


Beautiful Exterior Details Built In The Traditions Style

HOA dues, at time of post are $230.00 a month. The neighborhood does not appear have pool or tennis amenities.


Where Are These Condos Located?

The Town Home Neighborhood Of Views At Peachtree Corners is a great place to call home. You will not be disappointed if decide to call this townhome community home.
Location: The neighborhood is located in the City of Norcross, Gwinnett County 30092 just off of Holcomb Bridge Road East of Peachtree Corners Circle.


Want More Information On This Townhome / Condo Property or Others in the Area?

Visit our team website at www.NorthAtlantaHomeTeam.com where you can search for Real Estate, Townhomes and Condos in all of North Atlanta GA or call 678-628-8865.

Friday, March 15, 2013

Buford GA Neighborhood Of Homes In Northwicke

The neighborhood of Northwicke is located in the City of Buford, Gwinnett County GA 30519. Located Directly off of Camp Branch Road NE. Homes built and Community developed by Marcam Properties Inc.

The average list price for a home in Northwicke is between $250,000 to $439,000. Most homes built between 1999 to 2002. Most homes have between 3 to 6 bedrooms & 2 to 5.5 bathrooms.

Homes & Real Estate For Sale In Northwicke

More Real Estate Homes For Sale In Buford GA

The average selling price for a home, at time of post, is $288,362.00.



Schools At Time Of Post

Elem: Patrick
Middle: Glen C. Jones
High: Mill Creek

Home Owner Association fees, at time of post, are $200.00 a year.

Streets in the community include Nettle Lane, and Northwicke Drive.

Directions: I-85 north to Exit 115 Towards Buford to Rt on Mall of Georgia Blvd, to Right on Gravel Springs Rd., to Left on Camp Branch Rd, to Right on Nothwicke Dr. to Right on Nettle Lane into Northwicke Subdivision.

Tuesday, March 5, 2013

Mountain Lake Estates Of Forsyth County GA 30028

Mountain Lake Estates is located in the City of Cumming, Forsyth County 30028. Located just West of Heardsville Road and just East of the Cherokee County / Forsyth County Boarder.

There are only 7 estate homes in this Cul-de-sac community and the homes are priced in the low $300's to the mid $400's, at time of post.

Homes For Sale In Mountain Lake Estates

Schools At Time Of Post

Elem: Sawnee
Middle: Liberty
High: West Forsyth

Home Owner Association fees, at time of post, is $600.00 a year and includes a wonderful fishing lake.

More Popular Homes For Sale In Forsyth County GA

Directions: 400 NORTH TO EXIT 13. GO WEST APPROX.5 MILES AND TURN LEFT ON HWY 20. TURN RIGHT ON TRIBBLE, THEN LEFT ON WATSON, RIGHT ON HEARDSVILLE, LEFT ON FRIX TO LEFT ON MOUNTAIN LAKE LANE INTO THE MOUNTAIN LAKE ESTATES NEIGHBORHOOD.

Saturday, February 2, 2013

Arbour Trace Suwanee GA Established Neighborhood Of Homes

The neighborhood of Arbour Trace is located in the City of Suwanee, Gwinnett County GA 30024. Located Just East of and directly off of Lawrenceville Suwanee Rd. NW.

The average list price for a home in Arbour Trace is between $59,400 to $169,800. Most homes built between 1984 to 1998. Most homes have between 3 to 5 bedrooms & 2 to 2.5 bathrooms.

Homes & Real Estate For Sale In Arbour Trace



The average selling price for a home, at time of post, is $116,822.00.

Schools At Time Of Post

Elem: Walnut Grove-Gwinnett
Middle: Creekland-Gwinnett
High: Collins Hill

Home Owner Association fees, at time of post, are $210.00 a year optional and $65.00 a year required and include Fishing Lake, Payground/ Park and Swimming Pool.

More Real Estate Homes For Sale In Suwanee Priced Up To $300,000

Streets in the community include Arbour Way, Arbour Trace Vista, Arbour Run, Arbour Trace Terrace, Trellis Court, Baron Terrace, Hammock Court, Lawrenceville Suwanee Rd.,

Directions: 85 North exit 11 turn right on Lawrenceville-Suwanee Road, turn left into subdivision of Arbour Trace.